Specified serious illness cover

Get cover when you need it most.

Should be diagnosed with one of the serious illness conditions covered by your policy, you can receive a lump sum that can cover essential bills and help with other financial needs at a difficult time.

A quick overview

  • Specified serious illness pays out if you a diagnosed as suffering from one of the illnesses cover under your contract during the term of your policy.

  • You may also be covered for partial payment specified serious illness conditions.

  • The provider will only pay a claim based on the Specified Serious Illness Cover definitions which state the exact conditions which must be met for a claim to be paid.

  • Specified Serious Illness Cover is designed solely to provide protection benefits and there is no surrender value payable at any stage under the policy.

  • Survival period required after diagnosis is typically 14 days.

  • The Policy Conditions booklet will contains full details of the benefits provided and the terms and conditions that apply.

 

Did you know?

The chances of suffering a specified serious illness may be higher than you think.

  • In Ireland 1 in 3 men will get cancer by age 75. •

  • In Ireland 1 in 4 women will get cancer by age 75.

  • Five-year average net survival of Irish cancer patients for the diagnosis period 2014-2018 is 65%.

  • Approximately 7,500 people suffer a stroke in Ireland annually.

    Sources: National Cancer Registry of Ireland (2021) Cancer in Ireland 1994-2019: Annual Report of the National Cancer Registry; Irish Heart Foundation 2022.

Research has proven that those that engage with a professional advisor at least once a year are more financially confident.

  • More savings and investments

  • More likely to have a retirement plan

  • More financially protected in the event of illness, accident, diagnosis of a specified illness or even death

  • More secure and confident about their future

  • Higher annual savings, larger pension funds, wealth growth, adding considerably to your financial well being and helping you achieve your goals.

Source; Ireland (Standard Life report), UK (Unbiased/Standard life report), Australia (KPMG Econtech report) and Canada (CIRAMNO report).